Whether you want to improve a blemish or a part of you that you just don’t like, or you want to remove a scar from an accident, cosmetic surgery can provide people with the opportunity they need to be happy with themselves. Thousands of people across the country opt for some form of cosmetic surgery each year in order to improve the image they have of themselves.
Cosmetic Surgery Costs: How to Finance Your Procedure Painlessly
Cosmetic surgery can be an expensive procedure that leaves many people wondering how to pay for it. Sure, there are times when your medical insurance may foot the bill, but many times, you will be responsible for the payments on your own. If you’re thinking about getting any type of cosmetic procedure, here is some helpful information that may be able to help you afford it.
When Will Insurance Cover the Costs?
If you are qualified, then you may be able to get your insurance company to cover some or all of the costs that are associated with cosmetic surgery. There are a few strict guidelines that insurance companies follow, however, so speak with your particular company to see if you qualify.
Sometimes, it may just come down the type of coverage you pay for each year. Some plans may be very strict when it comes to voluntary surgery, while others may cover nearly everything you’d want.
More often than not, however, your company will only pay for cosmetic surgery of it addresses abnormal problems from congenital defects that arise from accidental injuries, tumors, birth defects, trauma and disease. This includes facial scars and other ailments that prevent the patient from living a normal, happy life. Procedures that are deemed superfluous and merely for self-esteem purposes, such as breast or lip augmentations and liposuction, will more than likely not be covered by insurance.
Basically, if you need cosmetic surgery that will allow you to lead a life without shame due to unforeseen events, you may have a good chance of qualifying.
The Costs of Cosmetic Surgery
If you want to improve your appearance because you are just not happy with yourself, then you will probably be forced to pay on your own, This means that you could be forced to cover thousands of dollars for just one or two procedures. Here are some typical cosmetic surgery costs:
- Botox: $350
- Lip Augmentation: $1,600
- Nose Surgery: $4,700
- Facelift: $6,500
As you can see, the prices of cosmetic surgery can add up quickly. Some of the most popular procedures could cost upwards of $10,000.
That’s not to say though, that you can’t get what you want. If you truly feel like you would be happier with yourself after cosmetic surgery, then there are ways you can help cut costs and pay for the procedures without any help from the insurance company.
If you have the money readily available, but want to save as much money as you can, then you may be able to find a cosmetic surgeon that offers discounts for getting several procedures done at once, or within a short period of time.
Like any business person, cosmetic surgeons would love to have you become a repeat customer and one way they do that is to offer you discounts. If you wanted, say, eyelid surgery and a chin augmentation, then the surgeon may give you a deep discount on one of the procedures to allow you to get the other one. Shop around at places like ROXYPlasticSurgery.com and you may be able to find a surgeon willing to cut you a break on pricing and get you the surgery you want.
There are plenty of banks and other financial institutions that will give reasonable loans out to those who want cosmetic surgery. As with finding the right surgeon, you should shop around your area and speak with several representatives before choosing a loan. One may be able to outdo the other, so weigh all of your options — rates, terms and length of the loan — before making the decision.
Or, if you are lucky enough, you may find a friend or family member with the money that will help you pay for the procedures. If you explain to them why you want to have the surgery done and make them see how much more happy you will be once it’s finished, they may gladly loan you the money.
Either through insurance companies or other means, there is no reason you can’t have the cosmetic surgery that you want. Have you thought of having surgery and what comes along with the cosmetic surgery costs and recovery periods?